Monday, January 28, 2013

Telling my inner Shopper "NO!"


I love to shop - that might be an understatement!  I'm telling myself "NO" to extras this year but it's all for a good cause.  I've always told myself I want to be debt free by 35 and this is the year to make it happen; since I'm turning 34 in a few days.  My first step was organizing our household finances in one place. I've done the spread sheet and budget and it never seemed to stick.  After hearing about mint.com from a co-worker I looked into it and I'm glad I did.  What I know about myself is that I can be co-dependent when it comes to some things - working out, sewing and now being debt free.  I need someone to meet somewhere and hold me accountable or someone I can run an idea past and get input and mint.com offers this.  The service is free and basically loads all your account info into one place.  Once you've completed this step you can set goal, budgets, and so much more.  The accountability comes through email alerts and now this post.  I'll be posting my progress as I go.  Here it goes, while I know this journey will not alway be easy and I'm sure I'll tested when I see a super cute pair of shoes or a killer discount on a fabulous handbag but for the long term benefit I can handle a little short term pain.

3 comments:

  1. Yea for you! I just went and signed up for Mint again. Last time Wheatland wasn't an option so I'm super excited to test this out. I've heard great things!

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  2. Wow sis! Are you talking house debt and all?? That's incredible! These are the moments I miss having a dual income household, it's a goal of our too, someday :) Good luck just saying no to shoes. I hope you birthday was fabulous and frugal!

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  3. Hey Sis - This plan doesn't include paying off the house but it's not far behind. Stay tuned... I'll be sure to keep you posted. :)

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